Kyte offers various insurance options to make your rental experience worry-free. You can choose individual coverage types or opt for bundled packages for convenience.
Our Coverage Options:
Collision Damage Waiver (CDW)
Covers: Damage to the car's body up to $30,000 per incident, after you pay a $500 deductible.
Excludes: Mechanical issues caused by misuse.
NYC & BK Bonus: In New York City and Brooklyn, this includes Roadside Assistance Coverage.
Other Markets: For other locations, you'll need to add Roadside Assistance Coverage separately.
Liability Coverage (RCLI)
Covers: Minimum state-required liability insurance for bodily injury and property damage.
Why It Matters: Protects you financially if you cause an accident involving others.
State-Specific Limits: Coverage amounts vary by state (see below). You'll also find the details during checkout and in the rental agreement you sign when you get your Kyte.
Legal Requirement: Liability coverage is mandatory for driving in your state.
$15,000 bodily injury liability per person $30,000 bodily injury liability per accident $5,000 property damage liability per accident | |
$25,000 bodily injury liability per person $50,000 bodily injury liability per accident $15,000 property damage liability per accident | |
$25,000 bodily injury liability per person $50,000 bodily injury liability per accident $20,000 property damage liability per accident $25,000 uninsured motorist coverage per person $50,000 uninsured motorist coverage per accident | |
$20,000 bodily injury liability per person $40,000 bodily injury liability per accident $5,000 property damage liability per accident $20,000 uninsured motorist coverage per person $40,000 uninsured motorist coverage per accident $8,000 personal injury protection | |
| $5,000 property damage liability per accident $15,000 personal injury protection |
$25,000 bodily injury liability per person $50,000 bodily injury liability per accident $50,000 liability for death per person $100,000 liability for death per accident $10,000 property damage liability per accident $25,000 uninsured motorist bodily injury coverage per person $50,000 uninsured motorist bodily injury coverage per accident $50,000 personal injury protection | |
$15,000 bodily injury liability per person $30,000 bodily injury liability per accident $5,000 property damage liability per accident $5,000 medical benefits | |
$25,000 bodily injury liability per person $50,000 bodily injury liability per accident $10,000 property damage liability per accident | |
$25,000 bodily injury liability per person $50,000 bodily injury liability per accident $10,000 property damage liability per accident $25,000 uninsured motorist coverage per person $50,000 uninsured motorist coverage per accident $5,000 uninsured motorist property damage coverage per accident |
Supplemental Liability Coverage (SLI)
Extra Protection: Provides additional liability coverage for you and authorized drivers, covering third-party claims for bodily injury and property damage.
Coverage Details: Extends beyond basic liability coverage up to $300,000 total, with a $75,000 limit per person for bodily injury and $10,000 for property damage.
Coordination with Other Insurance: Your primary insurance (e.g., personal car insurance) will be used first. SLI kicks in for excess coverage.
Not a Replacement: SLI doesn't replace basic liability coverage; it supplements it for greater protection.
Recommendation: Consider adding SLI to your RCLI for more comprehensive protection.
Roadside Assistance Coverage (RAC)
What's Covered: Assistance for minor issues like flat tires, battery problems, lockouts, tire changes (with a spare), and towing.
What's Not Covered: Costs of materials like fluids, parts, tires, or glass.
Note: In New York City and Brooklyn, RAC is included with CDW.
When to Choose Your Coverage
Before Your Trip: Select your insurance options during the booking process for a seamless experience.
If You Forgot: Contact Kyte customer support at least 2 hours before your trip starts to add coverage.
Have your own car rental insurance?
If you have existing car insurance or credit card benefits that cover rental cars, you can use them with Kyte. Here's how to ensure a seamless experience:
Provide Your Insurance Information: During the final step of the Kyte booking process, you'll be asked about insurance coverage. Simply enter the name of your insurance provider to indicate you have your own coverage.
Verify Your Credit Card Coverage: Many credit cards offer some form of rental car protection. However, it's important to understand the specifics. Credit cards typically do not offer liability insurance, which is required to legally drive in every U.S. state. To learn more about what your credit card covers (and what it doesn't), read our comprehensive guide: Does my credit card cover liability insurance and damage protection?